Why This Happens
Square requires bank account verification before processing payouts. Issues arise when micro-deposits aren't confirmed, bank account details don't match your Square identity, the bank rejects ACH transfers, or the account type is incompatible. Name mismatches between your Square account and bank account are the most common cause.
Example Notification
"We were unable to verify your bank account. Please check your banking details and try again."
Compliance Steps
Verify your routing and account numbers are entered correctly
Ensure the name on your bank account matches your Square account exactly
Check your bank statement for micro-deposit amounts
Contact your bank to confirm ACH transfers are enabled
Try adding a different bank account if verification continues to fail
Dealing with a Square suspension?
Our deterministic scanner classifies your exact case type and generates a step-by-step compliance protocol in seconds.
Free diagnosis. No account required.