Why This Happens
Stripe maintains a list of prohibited and restricted business types based on card network rules and regulatory requirements. If your business falls into categories like online gambling (without proper licensing), cryptocurrency exchanges, adult content, or certain high-risk categories, Stripe will terminate the relationship. This determination is usually final.
Example Notification
"We've determined that your business type falls under a prohibited category and we will not be able to continue supporting your account. This decision is based on our Terms of Service."
Compliance Steps
Review Stripe's full prohibited business list
If misclassified, prepare documentation proving your actual business type
Provide business licenses and registration documents
Consider alternative payment processors for your industry
Do not create new accounts — this triggers permanent bans
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