Why This Happens
Stripe may extend your payout schedule from the standard 2-business-day rolling to longer periods (7, 14, or 30 days). This happens with new accounts during the initial evaluation period, accounts with elevated chargeback rates, businesses in higher-risk categories, or as a risk mitigation measure during account reviews.
Example Notification
"Your payout schedule has been adjusted. Funds will now be available on a 14-day rolling schedule instead of the standard 2-day schedule."
Compliance Steps
Check your current payout schedule in Dashboard > Settings > Payouts
Identify whether this is a new account default or risk-based change
Maintain clean processing for 60-90 days (low disputes, no issues)
After building a track record, request a payout schedule review
Plan your business cash flow around the extended schedule
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